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5 Facts About Working With a Mortgage Broker – NerdWallet – A mortgage broker works on your behalf to find mortgage lenders with competitive rates. Learn more to decide whether a broker is right for you. A mortgage broker manages the process for you by applying for loans with different lenders, finding competitive interest rates and negotiating loan terms.

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An attorney admitted to the New York State Bar who holds a real estate broker’s license. Who licenses mortgage brokers? The license is issued by the Department of State. Anyone who negotiates or attempts to negotiate any mortgage loan other than a mortgage loan on residential property, in the state of New York, is required to be licensed as a real estate broker, or as a salesperson associated with.

A broker associate is a real estate broker who works for another real estate broker or for a brokerage firm. Although the broker could work for himself, many choose to join a larger real estate network. Some pay a flat fee to the employing broker and some earn a percentage of each transaction.

Which is better? A mortgage broker or a bank? : The Mortgage Reports – Mortgage broker vs. mortgage banker: Who offers the best mortgage rates? When you’re shopping for a home loan, you have two main sources of money – the mortgage broker and the bank (also called a "direct lender" in the mortgage industry). One might be better than the other for you.

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